Hubble Telescope captures historic universe, asteroid impact

The Hubble Telescope has been orbiting Earth for 20 years, transmitting images of the universe that stun and amaze. Most recently Hubble found probably the most distant universe ever observed at 13 billion light years faraway. It also captured a spectacular asteroid crash and also the destruction in its wake. The replacement for Hubble, expected to function until 2014, is the James Webb Space Telescope. It will dwarf Hubble and see much farther back in time.

Most ancient galaxy ever identified with Hubble

Hubble Telescope astronomers made an announcement Friday. They said the oldest object in the universe has been seen now. The NY Times accounts that light from a universe that took 13.1 billion years to reach Earth was detected in a Hubble image released earlier this year. The universe had been young then. Only 600 million years old was how old. Numerous astronomers have theorized that it had been a very early on galaxy. They also believe the Hubble observed it in a form it no longer exists in.

Asteroid impact revealed with Hubble

The Hubble also made history last week. It took asteroid collision images, the first ever taken. According the Christian Science Monitor, the pictures will really help. We can be able to view how asteroids, when slammed together, react to one another. Scientists could protect Earth with this data. It could help if an asteroid towards Earth was threatening. Astronomers figured a rock about 10 to 16 feet wide smashed into a larger asteroid at about 11,200 mph. A small nuclear blast can be compared to the blast. The smaller rock vaporized and pressure swept the debris behind the surviving asteroid into a comet-like tail.

There’s also the James Webb Space Telescope to remember

Four times farther than the moon, at 940,000 miles from Earth, the Webb Space Telescope can be sent to a stable point as the Hubble Telescope successor. Places in points were the gravity from the Sun and Earth intersect are called Lagrange points. The James Webb Space Telescope will orbit this point. More can be observed in space with the two story tall mirror on the telescope. It may also be in a fixed position with a temperature of absolute zero.

Details from

New York Times

nytimes.com/aponline/2010/10/20/science/space/AP-US-SCI-Oldest-Galaxy.html?_r=4 and partner=rss and emc=rss

Christian Science Monitor

csmonitor.com/Science/2010/1014/Asteroid-collision-possibly-spotted-by-Hubble-telescope

Hubblesite

hubblesite.org

Karlonia

karlonia.com/2010/10/20/deep-space-telescopes/

Hiccup girl Mee arrested for homicide

The previous media sensation known as the “Hiccup Girl,” Jennifer Mee, had been lately arrested for homicide. Mee, 19, was charged along with two other individuals, of robbing a guy at gunpoint and murdering him. Jennifer Mee came to national prominence several years back as a result of weeks of continuous hiccups. Along with becoming an internet sensation, she also was on television shows such as the “Today Show”.

Homicide was what Mee had been charged with

MSNBC accounts that Mee got arrested in Florida because there were allegations of 1st degree homicide, that two others were being arrested for as well, that she had been a suspect in. Shannon Griffin had been supposedly lured to a place by Mee, 19, Laron Raiford, 20, and Lamont Newton, 22. He was robbed at gunpoint by Raiford and Newton. After taking things from the man, a scuffle ensued and Griffin had been shot numerous times, mostly in the upper torso. Being involved with the crime is something all three admit to. An accomplice to a crime that ends in murder is usually held responsible too. This is the case with Jennifer Mee and friends who are being charged under the felony homicide statute. If convicted, all three might face the death penalty.

Being referred to as ‘Hiccup Girl’

The nation knows “The Hiccup Girl” instead of Jennifer Mee. One time, a girl ended up with hiccups for five weeks. This had been Jennifer Mee. Each and every day, she would hiccup 50 times a minute. Certainly the news would be interested in this. Her and others who were becoming nationally known were shown on the “Today Show” in 2007. She saw numerous specialists to cure the affliction, and she ultimately was diagnosed with Tourette’s Syndrome, based on WTSP Media in Tampa. The medication for Tourette’s helped her. She seemed cured.

Nevertheless has not been litigation

All three defendants have admitted to being involved in the crime, and are being kept without bail. Being convicted could mean the death penalty for all three. This is what being charged under the felony murder statute means. Felony murder mandates at least a life sentence without the possibility of parole.

Details from

MSNBC

today.msnbc.msn.com/id/39827189/ns/us_news-crime_and_courts

WTSP

wtsp.com/news/local/story.aspx?storyid=71545

Crew of freighter Beluga Fortune frustrates Somali buccaneers

Somali buccaneers were able to grab the German freighter Beluga Fortune on Sunday. The ship’s crew fled to a panic room, cut the engines and shut off the power, which disappointed the pirates into abandoning their crime the following day. Somalia’s lack of a functioning government has permitted piracy to flourish and assaults hit a five-year high this year.

Pirates stop the Beluga Fortune

From the United Arab Emirates, the Beluga Fortune was on its way to South Africa. Out of nowhere, an attack originated from Somali pirates. According to the Associated Press, the vessel had been close to Mombasa, Kenya. It had been only 1,200 east of the Region too. Reuters accounts that when the buccaneers fired on the vessel, the freighter’s 16-man team sent out a distress call and locked themselves in a panic room intended for protection from such an attack. The crew had been able to turn off the engines from the room. They also disabled the bridge and cut off fuel.

Panic room helps make pirates angry

In Sept, pirates took the German Ship Magellan Star in which a panic room made them angry before. According to Spiegal Online International, the crew all went to a safety room which had been hard to break into and harder to find which had been 22 hrs before the American soldiers freed them. Food, drinks, medical equipment and supplies were all in the room beforehand. There was a satellite phone that kept the captain in contact with the ship’s owners. It also had a secret emergency exit in case they needed to abandon ship. The Magellan Star’s owner talked to Spiegal and said, “the pirates called our shipping company in desperation, wanting to know where the team was.”

the pirates down in Somali

Shipping off of Somalia is hard since there are so numerous Somali pirates there. Since 1991 when Somalia’s govt collapsed, there are buccaneers like these. 19 ships and 428 hostages are being kept captive by the Somali pirates, reports the European Union Naval force. According to the Strategy Page, the Somali buccaneers do lots of pirate assaults. In fact, within the last year 44 percent of pirate assaults originated from them. There has only been one death this year for a team member. 27 others are injured though. 773 sailors are kept for ransom though.

Citations

Reuters

reuters.com/article/idUSTRE69O3PB20101025

Associated Press

google.com/hostednews/ap/article/ALeqM5jhf_eEAne8QCbP_9nViK4DY-n1MA?docId=115bc0cbadeb42168886f496e28510be

Strategy Page

strategypage.com/htmw/htseamo/articles/20101025.aspx

Jeff-goodall

jeff-goodall.com/?p=2241

Aussie couple bares all for anti-porn compliance

Under a new Australian law, visitors Down Under must declare any “illegal” pornography to border officials. AOL News reports that an Australian honeymoon vacation couple returning home for a life of domestic bliss was humiliated by customs agents who led them to believe the new regulation required them to show their naked honeymoon vacation pictures. The couple had been thus compelled to share their nude honeymoon photos and be thoroughly humiliated within the process by the invasion of privacy.

Nude photos from a honeymoon vacation on an iPhone

The happy young couple did not want to break the law, and airport authorities were eager to enforce Australia’s new anti-porn ordinance. But as news sources indicate, there is some confusion over exactly what the law entails. They newlyweds were given airport arrival cards because of the mix-up. The law was not meant to infringe on the personal private life of a newlywed couple. Now the card calls for “illegal” pornography to be announced: “child pornography, bestiality, explicit sexual violence, degradation, cruelty and rape,” reports AOL News. You could end up in jail if you are a part of illegal pornography. This could also lead to heavy fines.

“(The couple was) on the beach, they were nude, they’d taken a photo of themselves on their iPhone having an embrace,” based from a spokeswoman, Robbie Swan. She was speaking for the political party, the Australian Intercourse Party. “It wasn’t full on or anything, but when they’d gone through customs they’d asked what ‘pornography’ meant and the customs officer had said: ‘Well, anything explicit’.”

Anti-porn complaints go to the Intercourse Party

A libertarian political party and lobbyist group, the Australian Sex Party has reportedly received many grievances from Australian citizens over the anti-pornography law that had been introduced at the end of 2009. The concept of “if in doubt, show it” has not been working. Invasion of privacy has already happened. The illegal pornographic material should be caught via the brand new law, states Home Affairs Minister Brendan O’Connor. The Intercourse Party is nevertheless pretty angry about it.

”It is an incredible breach of people’s privacy,” is the reasoning Sex Party leader Fiona Patten gives for the law being ridiculous “If the objective is to stop child pornography, then this isn’t going to achieve this.”

Info from

AOL News

aolnews.com/weird-news/article/australian-border-officials-check-honeymooners-for-porn/19681747

SexPart.org

sexparty.org.au/

Australian Sex Party Federal Election ad (Note: May be inappropriate for kids)

youtube.com/watch?v=tdEVVW_ahnE

Beige Book economic data one more heads-up for bond traders

The Federal Reserve publishes the Beige Book eight times a year to offer an assessment of the state of the economy in different regions around the United States of America. Each Federal Reserve Bank district gathers economic info specific to its region. The surveys are published in the Beige Book. The Beige Book released Thursday had little optimistic to say, except that economic growth, although dismal, had stopped slowing down.

Beige Book can make Fed guesses more dominant

The latest Beige Book precludes a much envisioned meeting of Fed governors on Nov. 2-3. Most analysts, economists and investors expect the Fed to unveil new and unconventional approaches to stimulate the economy. There needs to be a stimulus, Beige Book info exhibits. This is what the Washington Post reports. Fed governors are hinting at getting bonds while pumping more money to the economic climate while the October Beige book addresses the weak job sector, minuscule economic growth and threat of deflation.

The good Beige Book news

The Fed’s Beige Book tells a tired old story, however Gail Marks Jarvis at the Chicago Tribune accounts on a few patches of blue within the dark overcast. Last spring, the Beige Book had a different opinion. It talked about the “widespread signs of declaration” within the economy. There were improvements shown within the October Beige Book information. Also, Jarvis points out that the manufacturing is expanding. She also explains that an increase in consumer spending and more factory orders for most industries were shown in the report.

The bond market changing with the Beige Book

Overall, the Fed’s Beige Book said seven of the Fed’s 12 regions showed moderate economic improvement. The rest of the regions appear to be questioned. If they aren’t questioned, then likely they went down. The Fed is being expected to start to the bond market based on the Beige Book, accounts ABC News. A higher Treasury yield is what traders are trying to get by purchasing bonds due to this. After the Nov meeting, the Fed is expected to start buying more Treasury’s which would make bond yields go down a bit. Spending and investment can be stimulated if the long term rates of interest are pushed even lower which is the plan of the Fed.

Citations

Washington Post

washingtonpost.com/wp-dyn/content/article/2010/10/20/AR2010102005512.html?sub=AR

Chicago Tribune

newsblogs.chicagotribune.com/marksjarvis_on_money/2010/10/fed-reports-glimmers-of-sunshine-in-economy.html

ABC News

abcnews.go.com/Business/wireStory?id=11929195

South Carolina embraces Southwest Airlines, lower prices

When Southwest Airlines comes to town, rivaling airlines take serious notice. According to USA Today, it is called the “Southwest Effect,” and it is an effective market force. The force is so powerful that within an hour of announcing new routes into SC, the competition scrambled to drop rates by 30 percent or more.

Customers saving big time with Southwest Airlines

In Charleston and Greenville-Spartanburg, South Carolina, Southwest announced flights would be going there. Southwest Airlines shook up the industry and made competitors change rates to be more competitive and cheaper. It is going to be nice for those of the Palmetto State to be able to fly cheaper. The Southwest Effect has already happened. There came a remark from Charleston’s The Post and Courier. It said, “within an hour of Southwest Airlines’ revealing details of its service launching from Charleston International Airport next year, local airfares plunged to $59 each way to Southwest-bound destinations — but only after March 13.”

Travel agents foresee additional industry

The Travel Management Group in Charleston’s John Powers commented on it. He said there will be a ton of savings because Southwest Airlines moved there. “All major carriers cut their rates by at least 30 percent,” he said Southwest Airlines have been met by competitor flights which had to lower from $228 to $59.

ABC affiliate News 4 of Charleston shared similar reports of reduced airfare for flights originating after March 13. From Charleston to Chicago on a one way flight used to cost $219 but went down to $99. Even flights to New York City which require stop-over’s went down from $400 to $129. Travel industry experts expect that flights from Greenville-Spartanburg will start going down drastically too.

Articles cited

USA Today

travel.usatoday.com/flights/post/2010/10/southwest-effect-in-south-carolina/128388/1

ymptoms of the Southwest Effect contain lower fares

youtube.com/watch?v=bMXNVUHmGU0

O'Donnell stumbles into First Amendment trap

Current news about the First Amendment consists of a net neutrality case involving the ALCU and the FCC. Also in the news is a 1st Amendment challenge by Internet suppliers to an obscenity law obstructing content deemed harmful to minors from adults as well. But the brightest First Amendment spotlight Tuesday shone on Delaware Republican Senate candidate O’Donnell for her lack of knowledge concerning the United States of America Constitution.

1st Amendment laugh lines created by O’Donnell

Christine O’Donnell and Democratic candidate Chris Coons had an argument Tues where the topic had been the 1st Amendment. The Associated Press’ Ben Evans reports that O’Donnell said it had been wrong of Coons to have his opinion on the First Amendment when at Widener University Law School. Coons believes the 1st Amendment is being broken with religious beliefs being imposed on students when teaching creationism. O’Donnell talked about the overreaching federal govt where she cited “indispensable principles of the Founding Fathers” as a Tea Party representative. Coons explained back to her that “One of those indispensable principles is the separation of church and state.” Next O’Donnell asked, “Where in the Constitution is the separation of church and state?” The audience erupted in laughter.

Everybody extends to see O’Donnell’s ignorance

The First Amendment is within the Bill of Rights. It makes it impossible for any law “respecting an establishment of religion, impeding the free exercise of religion, infringing on the freedom of speech, infringing on the freedom of the press, interfering with the right to peaceably assemble or prohibiting the petitioning for a governmental redress of grievances.” O’Donnell showed that she’s a “fundamental misunderstanding of what our Constitution is,” based on Coons. O’Donnell shot back: “You’re telling me the separation of church and state is found in the First Amendment?” Next, Coons summarized the 1st Amendment when O’Donnell then said, “That’s within the First Amendment?” Wesley Leckrone, who is a widener political scientist, said to Evans, “You really audibly heard the crowd gasp.”

O’Donnell comprises for comments

Actually, Christine O’Donnell was right. The First Amendment is as she said. In 1791, the Bill of Rights came with the amendments. Thomas Jefferson added “separation of church and state” in 1802, reports Evans. In a letter, Jefferson wrote that the First Amendment established “a wall of separation between Church and State.” O’Donnell didn’t want to talk to reporters after the argument. She wanted to run out. The campaign manager for O’Donnell responded later. She “simply made the point the phrase appears nowhere within the Constitution.”

Data from

SF Gate

sfgate.com/cgi-bin/article.cgi?f=/n/a/2010/10/19/politics/p060642D21.DTL and tsp=1

Wikipedia

en.wikipedia.org/wiki/First_Amendment_to_the_United_States_Constitution

Brainy Quote

brainyquote.com/quotes/authors/t/thomas_jefferson.html

2 employees killed in Henning, Tennessee postal office shooting

In Henning, Tenn., the local post office was the scene of a shooting. Based on some accounts, 2 workers were killed during the postal office shooting. Official reports about the shooting are not yet released. The official reports from the USPS say only that there was an incident. There has only been one official record about the postal office shooting. The U.S. USPS confirms only that there was an incident at the Henning post office. Source of article – Post office shooting in Henning, Tennessee by Personal Money Store.

Shooting at the Henning post office

As reported by WMCTV, there had been a post office shooting about 9 a.m. Monday morning. Two employees were killed according to the Lauderdale County Sheriff’s Department. The TN Bureau of Investigation has said it will be sending investigators to assist in the investigation. No motive, weapon or suspect has been named yet. A maroon Chevrolet Malibu with 2 men inside is all that the investigators say to look out for.

2 die at postal office shooting in Henning

Multiple sources all said the same thing. Two female employees within the postal office shooting were killed. There have not been any official statements released by the U.S. Postal Service except to confirm the Henning Post office did have an incident. One witness has said the post office shooting took place during a robbery try. Witnesses are being interviewed by law enforcement officials. More accounts may come in. When they do, officials can release more info.

Federal Bureau of Investigation become part of the shooting at the postal office

The Federal Bureau of Investigation has said it will help with the investigation although the Lauderdale County Sheriff’s Office and TN Bureau of Investigation are already on the event. Because the post office shooting happened in a postal office, which is a federal building, it could be considered a federal crime. Charging the individuals that did the crime is not the problem. There are many things they might be charged with. Pre-meditated murder would be the first, among many others that could carry life sentences or worse.

Articles cited

WMCTV

wmctv.com/Global/story.asp?S=13341548

USA Today

usatoday.com/news/nation/2010-10-18-post-office-shooting-tennessee_N.htm?csp=34news and utm_source=twitterfeed and utm_medium=twitter and utm_campaign=Feed: UsatodaycomNation-TopStories (News – Nation – Top Stories) and utm_content=Google Feedfetcher

Plan of Top Gun 2 movie might be a poor choice

A perfect date movie made 20 years ago, “Top Gun” contains romance and drama, along with lots of gunfights. Now, talks have been opened to perhaps create “Top Gun 2.” “Top Gun 2″ may reunite Tom Cruise, Jerry Bruckheimer and Tony Scott.

Paramount begins ‘Top Gun’ 2 talks

A follow up called “Top Gun 2″ might come out. Paramount Pictures has started this rumor. The film production business has reportedly pulled in Viacom executives. The film’s original producer and director, Jerry Burckheimer and Tony Scott, will be pulled in by Viacom so they would be the first to know. The gossip of who’ll write the script is Christopher McQuarrie who supposedly wrote the Cruise “Valkyrie.”.

Cruise’s role in ‘Top Gun 2′

The rumors of “Top Gun 2″ have had Tom Cruise in them. He already has been in the conversation. If the movie gets the green light, he will nearly certainly be reprising his role as “Maverick.”. There would be a different part for Maverick though. He’d be responsible for something else within the “Top Gun 2″ movie. Instead, Maverick would likely be a flight instructor. This will be played off like the “Dirty Dancing 2″ film. An appearance of the main stars will occur as a throwback although it won’t star the very same people.

Will ‘Top Gun 2′ really be coming out?

Of course, “Top Gun 2″ is currently standing at “just a rumor” status. The New York Magazine reports on this very issue. It states that it probably will come out still. Jerry Bruckheimer was asked if there was a Top Gun 2 movie possibility. He said there would not be a Top Gun 2 movie as he laughed. Bruckheimer has additionally been talking, though, about how much aviation training has lately changed, with air-gun fights no longer being the standard. Some wonder whether “Top Gun 2″ might feature the gamer-like training of computer screens and joysticks or show the in-air training with live fire. Either way, “Top Gun 2″ may very well prove to be yet an additional ’80s remake that goes directly to DVD.

Citations

Pop Crunch

popcrunch.com/top-gun-2-sequel-to-tom-cruises-1986-hit-top-gun-on-the-horizon/

Long Island Press

longislandpress.com/2010/10/15/top-gun-2-is-a-sequel-flying-into-the-danger-zone/

France strikes in opposition to pension changes, industry, travel lag

France’s pension strikes are significant news on the world stage of late. As the French senate prepares to vote Wed on whether to increase the retirement age from 60 to 62, rioting and on strike flare up at a moment’s notice. A massive protest strike has ensued, which has disrupted industry and transportation, crippling production and making it very difficult for travelers to get to France. Transportation of basic resources for instance water and oil are among those hampered by the on strike.

Oil refineries not able to produce with slow travel also as France strikes

There is a great oil shortage in France, claims the Examiner, because all of the 12 French oil refineries were hit. Commercial truck drivers aren’t delivering gasoline, which has caused major runs on petrol at French gas stations. Gasoline sales are reportedly up 50 percent, and numerous stations have sold out.

Beyond the consumer effect, the France strikes and oil shortage have impacted air travel severely. All domestic and European flights with Air France are being cancelled or postponed. The Examiner reports that 30 percent of flights out of Charles de Gaulle and Beauvais airports are canceled, and half of Paris Orly flights are shut down. Unpredictable schedules lie ahead for EasyJet. The company has advised that customers continuously check out the updated information. British Airways has offered a comparable explanation, and has emphasized various re-booking possibilities. Ryanair.com has very easy refund info for Ryanair while giving the same explanation. All flights impacted by the strikes with France are also posted online with different resources for BMIBaby, Flybe, Air France and American Airlines.

Discover your airline carrier if you’re a tourist looking for what is going on. The Skyscanner service should be able to help.

France on strike make rail traveling stop as well

France has lots of issues. The airlines aren’t the only thing to worry about. Rail traveling with European carriers Eurostar, Thalys and Lyria also were impacted by the strikes. The France strikes have caused Artesia and Talgo to just stop services. That is what the Examiner explains. There is only a 20 to 40 percent capacity of rail travel with the French carriers TVG, CORAIL, TEOZ and TER. French National railway information is accessible. Just go to www.sncf.com to get it.

Articles cited

The Examiner

examiner.com/french-riviera-travel-in-national/planning-a-fall-trip-to-france-french-strikes-could-cause-delays?cid=oneriot

British Airways

britishairways.com/travel/genconcarr1/public/en_gb#9

Ryan Air

schchng.ryanair.com/refweb.asp

ryanair.com/en/questions/contact-numbers

ryanair.com/doc/faqs/EU261_EN.pdf

Sky Scanner

skyscanner.fr/flights-to/fr/airlines-that-fly-to-france.html

Player security is very important while Rutgers player paralyzed

Recently, in a collision during an NCAA football game, a Rutgers player had been paralyzed. There has been growing concern over player safety in football, especially in the professional ranks, and also the Eric LeGrand injury is calling more attention to the issue. Concussions and other severe injuries have been an increasing worry to the NFL. Helmet on helmet contact, also as other dangerous play, has been scrutinized more in the NFL than ever. Article source – Rutgers player paralyzed amid concerns over player safety by Personal Money Store.

Rutgers athlete gets paralyzed right in the course of the return of the kickoff

ESPN accounts that a Rutgers football player became paralyzed during a kickoff return in a match between Rutgers University and Army. Malcolm Brown was trying to return the kickoff as the Army running back. Eric LeGrand then tried to tackle as a Rutgers defensive left tackle. He made a decision before hitting him. He lowered his helmet down. After colliding with Brown, he lay motionless on the field. Several minutes later he was transported off the field on a stretcher. LeGrand was transported to the hospital. It was there that the news of his third and fourth cervical vertebrae were fractured had been discovered. He will likely be paralyzed from the neck down.

NFL player safety

More player safety rules were initiated into this year’s season of the NFL. Before going back to practice, any player who gets a concussion has to pass a battery of tests to prove they’re able to play again. Helmet to Helmet hits can be cracked down on. The NFL plans for making penalties worse. There is a lot of risk when it comes to lowering one’s head when hitting one more athlete. Darryl Stingley lowered his helmet as he had been being tackled by Jack Tatum in a pre-season game against the Oakland Raiders in 1978, according to Sports Illustrated. Stingley had been paralyzed. ”The Assassin” ended up being Tatum’s nickname. He tried to stay away from the helmet to helmet hit though. Tatum, along with the rest of the Raiders, ended up being known as cheap shot artists.

Amusement expenses

It’s always dangerous to play a sport, although it is even more dangerous as the sport gets more competitive. Players are bigger, stronger and faster than in previous eras, and numerous previous professionals are noting a greater risk for today’s athletes.

Articles cited

ESPN

sports.espn.go.com/new-york/ncf/news/story?id=5696563

NFL

nfl.com/news/story/09000d5d81b6d381/article/suspensions-could-be-coming-for-helmettohelmet-hits

Sports Illustrated

sportsillustrated.cnn.com/2010/football/nfl/07/28/tatum/

Would tech support deal with you much better if you state shibboleet?

Is tech support “programmed” in such a way that you are able to get much better treatment with a top secret passcode? Some state “shibboleet” may be that special word Despite what you may be wishing for, shibboleet isn’t a secret password. The word, depending in multiple languages, does make some sort of sense.

Shibboleet can be available on XKCD

The XKCD comic is loved by numerous. It’s a “webcomic of romance, sarcasm, math and language.” The hand-drawn stick figure comic tends to cater to the more tech-minded of the web. This morning’s comic put “shibboleet” to the forefront. According to the dream the comic character was having, saying shibboleet would instantly send a tech support caller to a tech support worker who knows a lot about computers. This meant to “an individual who knows a minimum of two programming languages.”

Shibboleet opportunities

Regrettably, shibboleet had been just a dream even within the XKCD. One of two things are going to take place if you say shibboleet on a tech support call. The tech support person will probably be confused unless they have read XKCD. They also may have read the comic. If they have, they will just giggle a bit. The people who are tech support generally go off of scripts written by those who don’t even get paid enough to get a no fax payday loan instead of from comics. Saying “sibboleet” may, at least, in case you are lucky, start a good conversation with your tech support personnel.

Shibboleet has a real meaning

Some say “shibboleet” comes from the Hebrew language. If this were true, it would mean “a person of knowledge.” The malmanteau “shibboleet” probably is used to imply a reading and writing access data or passwords, for “shibbo,” and a savvy person, with “leet”. Typically this is used online with a second alphabet using ASCII characters with the regular alphabet called “I33t”..

Citations

XKCD

xkcd.com

Rare microcars a window to Europe's history

Transportation through the crowded, war-torn streets of Europe during World War II made the size of microcars a need. Such inexpensive autos with engines smaller than 750 cubic centimeters and a length of less than 10 feet have been perfect for cash-strapped families to navigate via densely populated cities. Collectors treasure microcars more for their style now, accounts the new York Times. Thus, the small European cars are popular – and uncommon – gems in museums and on the collectors’ circuit.

Obtain the microcar with a design in the future and has sensible features

In the 1940s and 1950s, Americans were steered toward large automobiles by automotive marketing. The opposite was true for Europe, and also the presence of microcars is a perfect example. “These vehicles have been a response to desperate conditions,” microcar historian Peter Svilans told the Times. The front of the automobile of the Italian Isetta had egg shaped doors for entry while the German Messerschmitt KR-175 had three wheels originally. These design touches impressed most auto enthusiasts around. Near Atlanta you can visit the Bruce Weiner Microcar Museum. This museum shows just how amazing these microcars really are.

Weiner has been collecting microcars since 1991. Based on the Times, he had a hard time finding the microcars. He said they are hard to find.

“With microcars, you don’t just show up with a wad of money and say sell it to me,” he said. “In Europe, they mean something more. It is like you showing up and asking me to sell my dad’s watch.”

Don’t handle a microcar like a plaything

It’s true that microcars look like they’re just children’s playthings however larger. This isn’t at all true though. The French Rovin Z-4 is really a good example of how much power these vehicles have as they can go at highway speeds. They do not have any safety features in them though, making them dangerous. A microcar has hardly any crumple zone. If you crashed with the automobile, the collision would trigger practically all of the force to be transferred to the driver’s body.

A better economy makes the microcar perish

Within the mid 20th century, Europe had lots of monetary issues. Once these troubles had been fixed, there had been more of a vehicle mass production. By the early 1960s, safer, more powerful Volkswagen, Renault and Fiat autos began to appear in greater numbers. Microcars ended up being a “small wonder” that perished off. Microcars only exist anymore due to museums. The Messerschmitt is one of these. You will find only 50 KR-175s that even exist anymore.

Articles cited

New York Times

nytimes.com/2010/10/14/automobiles/autospecial2/14MICRO.html

Payday advance providers don't prey on the poor

The desperate and poor are preyed upon by greedy, evil Payday loan lenders and personal bank loan companies. The claim is that individuals that can barely scrape by are enticed to take out loans until payday. Then the payments are made too high for any person to pay them, and a cycle of debt begins. The poorest and most desperate and vulnerable are really not who payday lenders lend to. If payday lenders really were lending only to individuals who could not pay them back, the entire industry would have been bankrupt long ago.

The average customer wanting a payday loan

If it were true that Payday loan companies preyed on the poor, that would be reflected in demographic studies. That is not really true though. The average short term loan borrower is really the definition of middle class. The average payday consumer makes between $25,000 and $50,000 a year which takes apart that rumor. Usually they’re married with children. They have typically finished at least high school if not also some college. The borrower being not able to pay back the loan is the reason why the government says payday loan companies are predatory. Given that many payday lenders barely make $2 of profit from a single loan, it’s hard to believe that instant cash would be lent to anyone that could not repay it.

Cash advance stores cannot lend to just any person

The presumption would be that cash advance loan companies will give money to anybody just to get their hooks in them. That is far from the truth. 11 percent of all applicants applying for payday loans are totally turned down while 20 percent of first time applicants are rejected. You will find criteria for small loans certainly. The most usual criteria for getting a cash advance? You can discover that. It’s really easy. Having some definite payday cash coming in is expected.

Even the Crusaders said not to hold water

Lending to anyone wouldn’t make sense for a payday lender to do. It would not make any money. If borrowers were struggling to repay, no payday advance store would stay in business long. The profit margin isn’t very big. It is 10 percent or less usually. That’s far less than Bank of America could tolerate. Want more facts and statistics of payday loans? Personal Money Store has them for you.

Sexting teens are now able to dread Apple's most recent patent

The US Patent office has awarded Apple Inc. a brand new patent for their engineering intended to filter explicit text messages. The “anti-sexting” system is written in such a way it can read and filter text messaging. Though Apple has not yet integrated the engineering with their full product line, they may. The programming will be able to read and control practically all text communication. Resource for this article – Apple Inc. patents text filtering technology to prevent sexting by Personal Money Store.

Anti-sexting technologies patent

Apple computers has been awarded a United States of America Patent on what the business is calling “anti-sexting” programming. The program is written in such a way that it “reads” and takes action based on the “content and intent” of a message, instead of on specific words or phrases used. Apple claims that this will work better than current tools accessible, because it’s flexible enough to address multiple criteria. The technology is only intended for text messages and does not address images sent via the phone. Apple goods haven’t been integrated the newly patented technologies at all yet.

More than just sexting is supervised with anti-sexting program

The anti-sexting product from Apple can do more than just control sexting, according to the patent application. The program could also be used to require a certain number of a certain kind of texts to be sent. Messages with spelling and grammar errors can be stopped too. This might make it impossible to have bad texts sent. In short, any kind of text message criteria could possibly be set and required on just about any Apple device that carries this item.

Present text message control merchandise

You will find hundreds of applications and programs you are able to look into. They’ll call control text messaging with limits. Text messages stay private with TigerText which deletes them. The GPS on a phone tracks the speed with one application. This makes it so texting is turned off when going a certain speed. Also, only certain phone numbers and individuals could be listed as those who could be texted, and then the program stops all other texts.

Sexting as a private privilege

Apple may be looking forward to the patent on anti-sexting engineering. Others are concerned though. When does this become a bigger problem? Are there privileges concerns? Several believe that controlling the use of communication with cell phones for children and teenagers is something that has to happen. It might end up making it so adults are getting their conversations recorded and supervised though.

New sleazy life in story of Brett Favre sending Jenn Sterger pics

Besides coming back to the Vikings, there is an additional big story involving Brett Favre. There is also the ongoing saga of whether he sent Jenn Sterger pics. The legendary quarterback may have sent incredibly revealing pictures to her. The story has remained somewhat dormant. Recently, Favre was asked about the rumors in a press conference about the upcoming game between the Minnesota Vikings and also the New York Jets. The pictures in question were allegedly sent when Favre had been a member of the Jets.

Jenn Sterger pics from Favre addressed

Whether or not Brett Favre sent Jenn Sterger pictures was addressed. The question, reports the Huffington Post, was asked at a press conference. Favre brushed it aside quickly, saying that his focus was on preparing for the upcoming game against his previous team and that was all he had to talk about. The Jets liked having Favre on the team previously. They got off to a good start as a result of it. The season went downhill half way via after he really hurt his throwing arm. Favre had been the quarterback for the team while Sterger had been a sports reporter the Jets employed to do stories to them.

Deadspin hurts rumors of Favre more

The rumors over the sordid affair are furthered by recently published photos on site Deadspin. The brand new York Daily News reports that the text messages sent to Sterger from Favre contained these photos which were published on the website. Many bring up the point of Deanna Favre, Brett’s wife of a while ago. She looks a lot like Jenn Sterger. Sterger has maintained that she had been entirely uninterested in the 20-year NFL veteran, maintaining he is too old and married. Deadspin doesn’t seem to be in for a lawsuit. Favre doesn’t seem like the type to sue anyway.

This happened once or twice before

This is not the first story of athletes sending nude photos of themselves to someone. The scandal does have potential of being really heartbreaking. He is one of probably the most prolific and beloved quarterbacks of all time after all. Neither Favre nor Sterger seems interested in pursuing the matter. Soon can be “Mean Gang Green” Sunday. The Vikings need to prepare.

Articles cited

Huffington Post

huffingtonpost.com/2010/10/07/brett-favres-answers-ques_n_754876.html

NY Daily News

nydailynews.com/sports/football/jets/2010/10/07/2010-10-07_brett_favre_exposed_as_deadspin_post_reveals_voicemails_lewd_photos_allegedly_se.html

King Pharmaceuticals offered a premium for Pfizer buyout

King Pharmaceuticals has accepted an offer from Pfizer to merge. This will put the number of pharma mergers this year to an unprecedented number. The second merger in 2 years for Pfizer, this is also the second-most-expensive deal. All told, King Pharmaceuticals will cost Pfizer about $ 3.6 billion. The combined company is intended to fight off losing income that happens when patents expire.

Having to pay a premium is ok if you’re obtaining King Pharmaceuticals

When Pfizer declared that it would be purchasing King Pharmaceuticals, the price announced was 40 percent over King’s current stock price. King’s price jumped to match the offer in trading on Mon. Either way, however, Pfizer certainly sees value in King Pharma, which manufactures mostly pain medication. Pfizer’s manufacturing and marketing divisions will get to determine the whole collection King Pharmaceuticals drugs have.

The Pfizer portfolio can get better

Pain medicine is what King Pharmaceuticals specializes in. This mostly what is made by it. King has been long developing “abuse-resistant” pain medicine meant to replace drugs for instance OxyContin. King Pharmaceuticals also sells vet drugs. Also, the EpiPen comes from the company. Also, a contract is already set between the Department of Defense and King Pharmaceuticals where pre-filled syringes of anti-nerve agent medication are made. Pfizer and King will merge operations which will merge all contracts.

Pfizer and King trying to avoid patent cliff

This isn’t the first time a merger and buyout has took place like this. Through buyouts, Pfizer has become the largest drug maker and seller in the world. The difficulties that come with Pfizer and King Pharmaceuticals are referred to as a “patent cliff” by the company. Patents protect drugs that come to sector at first. The patents has to expire for other corporations to copy the drug. This is how generic drugs are made. Pfizer’s best-selling drug, Lipitor, faces a 60 percent drop in the several-hundred million dollar a year sales when it falls off the patent cliff. The hope is that the purchase of King Pharmaceuticals and its drug portfolio will help make up for this decrease of income.

Articles cited

Associated Press

google.com/hostednews/ap/article/ALeqM5hbaoWbl-qz6f2UkSXhOhVLnVHFrwD9IQB2C01?docId=D9IQB2C01

NY Times

dealbook.blogs.nytimes.com/2010/10/12/pfizer-to-buy-king-pharmaceuticals-for-3-6-billion/

San Jose Chile miners are drawn from mine looking at Chile flag

At 12:11 a.m. Wed morning, the first Chilean miner had been rescued from the San Jose mine where they have spent the last 69 days. The miners rescue is continuing, and all 33 of the Chilean miners are expected to be pulled out of the mine. Some people are really confused, however, thinking the Texas flag is getting flown at the recovery. The Chilean flag, nevertheless, is similar to the Texas flag. Article source – Chile miners rescue live – Chile flag flown at San Jose mine by Personal Money Store.

Finally, we see the Chile miners getting out of the San Jose mine

A half mile recovery shaft had been drilled in order to rescue the Chilean miners. Apparently it had been worth waiting 10 weeks as it is apparently working. The small “pods” that the miners are getting elevated to the surface in are just barely larger than a man’s shoulders. The Chilean miners rescue is being shown on live video. This means that each man is greeted by the world as they reach the ground.

Minors can only be rescued with thousands

In the ten weeks since the San Jose mine disaster in Chile, many different groups have become involved with the Chile mine rescue. Drilling experts, NASA experts, and mining experts have all been called in. The media has gotten fairly close to this one as the majority are concerned about the disaster. Everything is getting recorded which leads to many payday loans no faxoffers, film deal offers and other affairs. The Chile miners are becoming famous with all of that has happened. The rescue of these men is continuing on. Mine safety is what many individuals want to start hearing about from the Chile miners. Some do not even care about the personal drama associated with the event.

The Chile flag different from the TX flag

Chilean miners getting so much coverage got Chile a bit more attention. The Chile flag begun to be noticed a bit. The flag in Chile is fairly similar to an additional one closer to home. The TX state flag looks practically identical. There’s a blue corner with a white star on the Chile flag that also has half red on the bottom. TX is a bit different. The blue field is on the whole flag. This isn’t the very first time the two flags have been confused — in fact, the state of TX used the Chile flag on their absentee voter ballots for a number of years.

Articles cited

Washington Post

voices.washingtonpost.com/blog-post/2010/10/chilean_fland_texan_flag_confu.html

MSNBC

msnbc.msn.com/

New automobile loans more readily accessible now

Recent reports from Bloomberg indicate that it may be that much easier for consumers to obtain their hands on new vehicle financial loans. Auto industry experts view this as an indicator that new auto revenue may continue to grow, something the United States hasn’t seen since “Cash for Clunkers”.

More new car financial loans happening

Based on Ellen Hughes-Cromwick, states Bloomberg, the automotive industry is beginning to view more credit. Ellen is the Ford Motors Motor Business chief economist. Significant gains probably will not be seen that soon. It will likely be about a year. “We ought to see consumer credit standing begin to evidence some recovery,” she said, “but it is a slow go.”

These good revenue have not took place in more than a year

Group 1 Automotive and CarMax Inc. were both interviewed by the Automotive News Data Center along with other new automobile merchants. They said that new vehicle revenue have gone up a lot. Since August 2009, there haven’t been these good of sales which has an adjusted annual rate of 12.2 million. Of course, from 2000 to 2007 16.8 million was the annual average which means we still have ground to make up. A consistently high joblessness rate is largely at fault, accounts the United States of America Department of Labor.

Not enough credit standing has not caused it to be low

Bloomberg spoke with Peter DeLongchamps of Houston-based Group 1 who said that within the recent months, brand new vehicle loans are accessible to all interested customers. “But for current revenue levels to boost, we need additional showroom traffic.”

Seeing more subprime brand new car loans

A rise had been shown in subprime loans from February 2008 to September 2010. This boost, CNW Research reports, was about 10 percent. 6.8 percent of brand new automobile revenue had subprime variety from January to Sept 2010 which makes a rise from 2009 of 5.7 percent.

Low credit standing scores get credit with high rates of interest

Data compiled by Edmunds.com for major automakers like Ford and General Motors support the idea that new auto loans are moving at an elevated pace, following the recent lull. The average APR for new auto loan was 5.07 percent for Ford in August while it went up to a 5.23 percent in Sept. That means interest rates are going up now. Edmunds explained that GM went from 5.23 percent to 5.25 percent meaning it did not raise much. The boost in average APR shows us one thing. Less-qualified buyers are starting to get financial loans again.

Citations

Bloomberg

autonews.com/apps/pbcs.dll/article?AID=/20101008/RETAIL01/101009874/1448

Tacos filled with spaghetti? That is gourmet!

Fans of the kid’s show iCarly have long known of spaghetti tacos. New York Times made this food more popular with a feature. It is possible to make this “joke food” palatable.

Spaghetti taco beginnings

iCarly is a TV series on Nickelodeon. That is the first place that the spaghetti taco was seen. The “Italio-Mexico treat” is what one of the characters never stops eating. It is made with a taco shell that has layered in it pasta, tomato sauce and parmesan cheese. The brand new York Times explains that on October 5, the wider culinary world began to determine a lot more of this children food.

How to make palatable spaghetti tacos

The challenge of spaghetti tacos is that the food began as a joke. Spaghetti tacos are very carb-heavy and were unappealing on purpose. The good news is, though, that spaghetti tacos can be made right. You can just make this at home rather than paying a “children’s chef” to do it for you.

Spaghetti taco balanced carbs

Spaghetti tacos have way too numerous carbs in there competing for attention. Typical spaghetti wouldn’t work in the shell. It would be a huge mess with all the sauce going via the shell. It is easy and doesn’t cost much to get around this. Balance things with the sauce being salsa instead.

Spaghetti tacos have a recipe actually

• 6 – 8 corn taco shells
• Between 4 and 5 large Roma tomatoes can be needed
• 2 tablespoons fresh basil
• Have 2 cloves of garlic on hand
• 2 tablespoons fresh oregano
• Get 8 ounces, or half a package, of cooked spaghetti noodles
• 1/4 cup butter
• 1 cup of Parmesan cheese is needed

Wrap taco shells in foil and place in a 200 degree oven to warm.

Create a salsa like consistency with the tomatoes, basil, oregano and garlic.

Get out a large frying pan. Melt butter until it is boiling slightly. Spaghetti noodles can be sautéed in the butter with Parmesan cheese until it is coated well. Remove from heat.

Take the taco shells out of the oven with tongs. Layer a small amount of the cooked spaghetti in the bottom of the shell, and top with savory salsa. On the top of it all, make sure you put some additional Parmesan cheese. You can use asigo cheese if you’d rather.

Articles cited

New York Times

nytimes.com/2010/10/06/dining/06tacos.html?_r=2 and amp;pagewanted=1

Ball photos show her as bad Santa

To say that Virginia Democratic 1st Congressional District seat candidate Krystal Ball has “an image problem” may be an understatement, writes the Richmond Times-Dispatch. That’s as the Krystal Ball photos that are making the rounds of the internet show Ball as a very bad Santa that incumbent Republican opponent Robert Wittman can’t ignore. Wittman claims his camp had nothing to do with releasing the photos.

Rudolph the Red-Nosed Reindeer in Ball photographs

The candidate is at a college Halloween party with her who had been then husband in the Krystal Ball photographs that are six years old. Ball’s husband has a small pet chain on him as he is dressed as a reindeer. Ball is wearing a Santa hat though. The scandal surrounding the Krystal Ball photos stems from the nose on Rudolph the Red-Nosed Reindeer, which resembles a sex toy, and photos of Ball and a friend interacting with it.

Wittman hopes the photos will be taken down soon

Wittman has requested that the Krystal Ball pictures be taken off a blog because he either doesn’t believe in dirty politics or he knows the damage is done already, reports the Times-Dispatch. Ball has still taken matters into her own hands. She has released a YouTube video in which she lashes back at the release of the racy photos. Ball expressed how embarrassed she is within the release of the pictures that she doesn’t deny are her.

Krystal Ball is upset

In her YouTube response (see below), Krystal Ball discusses essential issues pertaining to the midterm election. Unemployment, spending budget deficits and school systems in need of repair are key themes. But Ball doesn’t sign off without firing back at the “crass political operatives (who) will resort to the politics of personal destruction when they can’t talk about the issues.” ”Sexist and wrong,” are the words she uses to describe the Krystal Ball pictures. She encourages all young women to have political aspirations before ending. This applies even to those who have done embarrassing things on tape.

Information from

Richmond Times-Dispatch

2.timesdispatch.com/news/news/2010/oct/07/ball07-ar-547225/

GL1 cable and iPhone can make you a motor expert

Decoding the error messages your engine’s computer sends is a breeze if you have an iPhone. With $ 100, a car owner can purchase the GL1 auto diagnostic cable, which connects iPhone to motor diagnostic port. Free software comes with the cable, and with that software, it is possible to understand problem language, monitor engine signals and so much more, writes Popular Mechanics.

Understanding beforehand because of GoPoint’s GL1

I am not kidding when I say the GL1 cable is marketed as “a personal mechanic riding next to you,” by GoPoint. You can get charged for simply having your motor scanned. It is always too much. Of course, there is a way to do whenever you like for free. You do have to pay for the right machine and GL1 cable of course. You do not need any extra cords whenever you have the GL1 cable that may also charge your gadget. Your Apple machine is charged as you plug it into your OBD-II data port. Look at your car’s owner manual to discover out where your OBD-II port is.

When getting the GoPoint GL1, this is what you get:

• The GL1 cable that can charge your devise when detecting engine trouble
• Software that applies to most makes and models of automobile and will repair and do diagnostics
• Track your cars performance over time with data logging software. It will even tell you how you can get better motor performance with simple changes to your driving style. GoPoint points out that software like this costs about $50 per year usually and is free
• Another “smart charger” that can charge all of your Apple devices

Get cash back after 30 days with the guarantee

GoPoint is certain that once you try the GL1 as part of your automobile, you’ll be entirely satisfied. A 100 percent guarantee of satisfaction is offered with the product. GoPoint will totally refund the money, without question, if a consumer isn’t satisfied with the GL1 after a 30 day trial period.

You are able to get more info on the GL1 motor diagnostic cable and software at gopointtech.com. Each and every vehicle owner should expect to have this tool.

Details from

GoPoint Technology

gopointtech.com/blog/products/

Popular Mechanics

popularmechanics.com/cars/how-to/products/gopoint-technology-gl1-app-top-products-2010

Chance discovery of graphene wins 2010 Nobel Prize in Physics

Graphene is the thinnest, strongest material known to man that conducts electricity and heat better than any substance. The 2010 Nobel Prize in Physics, and the $1.4 million dollar award that goes with it, were awarded to a duo of Russian researchers who found graphene. Graphene’s unique qualities have captivated researchers across the globe who are seeking quantum leaps in technological innovation that could impact existence on Earth in profound ways. Article resource – Graphene discovery earns Russian pair 2010 Nobel Prize in Physics by Personal Money Store.

Graphene uses Scotch tape in finding

Graphene was found at Manchester University. It was discovered by Nobel laureates Andre Geim and Konstantin Novoselov. The NY Times accounts that when investigating the electrical properties of graphite, they tried peeling layers of it off with Scotch tape. A single atom thick of carbon is what they ended up with. Graphene is so thin and powerful, the Times said a sheet stretched over a coffee cup will support the weight of a truck bearing down on a pencil point. Graphene may be able for making sure there is no more silicon in computer chips, help flat screen TVs be transform, alter exploration in physics and even work as a pollution monitoring material due to its ability to conduct electricity and create heat.

Existence may entirely transform with graphene

Geim told CNN he envisioned that graphene applications could transform everyday life much like plastic did. The material is two dimensional with the hexagonal array of carbon atoms. These atoms are arranged really specifically. The flexible abilities of graphene make it “fundamentally different” from graphite. It has a special ability about it. According to Graphene Industries, which works closely with Geim, two-dimensional materials like graphene give scientists access to materials of any dimension, including zero-dimensional atoms and one-dimensional nanowires. Cable News Network wrote that Geim said graphene can do innumerable amounts of things. It could never even be counted.

Coming points of interest in graphene technology

Graphene is a common substance around the world. Numerous laboratories are experimenting with it. One thing was discovered by scientists at the University of CA, Berkeley. It was found, says PC World, that graphene is like a magnetic field when it is being stretched out. This property of the material could have a major impact on how the smallest parts of electronic devices are made. According to Science, technological innovation could possibly be changing with a discovery in South Korea. Researchers figured out how to get sheets large enough to act as a touch screen much better than the ones we have now.

Citations

New York Times

nytimes.com/2010/10/06/science/06nobel.html?_r=1 and hp

CNN

edition.cnn.com/2010/LIVING/10/05/sweden.nobel.physics/

PC World

pcworld.com/article/206931/graphene_nanobubbles_could_mean_more_powerful_gadgets.html?tk=hp_new

Being forced from Federal Communications Commission, Verizon declares $50 million refund

A Verizon refund of $50 million to 15 million Verizon customers was announced Sunday. For years, customers had complained about getting charged for services they hadn’t ordered. Verizon, after first denying that errors had been made, admitted the grievances were justified. The Federal Communications Commission said that after a 10-month examination, Verizon’s lengthy delay in acknowledging the errors and refunding the money had yet to be addressed.

Refunding cash due to Verizon wireless phantom fees

The FCC exploration said that customers were being billed in two different ways which is why there is going to be a Verizon refund. The monthly fee of $1.99 for a data service that wasn’t ordered was what most were saying they were charged, accounts the Los Angeles Times. The fee came to numerous customers who simply were using an app demo that was free. Numerous would accidently hit the internet button on their phones leaving them left with fees for internet usage. If you get a refund, you’ll get to discover out soon. Verizon wireless is informing customers of the reimburse in October and November. Most people will get just a small reimburse. It will be between $2 and $4. If the person is nevertheless a consumer, it will just be a credit on the account. Checks will be sent to everyone that has left Verizon wireless.

Grievances to Verizon wireless answered due to the Federal Communications Commission

The Verizon refund story started in 2009 when the new York Times and other news organizations reported that customers had complained about the fees however were being ignored by Verizon. Verizon said that accidental use and free demos had nothing to do with billing the customers, accounts the Times. The FCC launched an examination in January. Recently Verizon and also the Federal Communications Commission are at odds over how long the business had been aware of the erroneous fees. Under pressure, Verizon submitted to a “consent decree,” in which the business makes a voluntary payment to settle the issue. Chief of the FCC enforcement Bureau Michele Ellison explained the first thing to be done is to get customers their money back. Making sure it doesn’t happen again is next.

Customers will feel more protected with bill-shock regulation

Wireless carriers are changing things due to the weak economy that are making people keep their cell phones longer. These include having higher cancellation penalties and higher monthly service fees. The FCC is intending to get an initiative passed. This would protect customers from surprise fees, reports the Washington Post. Increases in monthly charges would need to be sent in a text message to customers with the “bill-shock” regulation to protect them. The Wireless Association hopes that bill-shock won’t go through. In the FCC’s October meetings, it is sure to be discussed.

Info from

Los Angeles times

latimes.com/business/la-fi-1004-verizon-20101004,,2549947.story

New York Times

nytimes.com/2010/10/04/technology/04webphone.html?_r=1 and ref=business

Washington Post

voices.washingtonpost.com/posttech/2010/10/verizon_wireless_amits_wrongly.html

IPad invades Amazon site to increase industry dominance

Apple is expanding its distribution of the iPad by making the Kindle Killer accessible at Amazon . Amazon becomes the first online outlet so far, except for Apple, to offer the iPad. Target introduced the iPad in its retail stores last week. The arrangement is a win-win situation for Amazon and Apple based on analysts who say the iPad has established an unassailable position within the tablet PC sector.

Industry for Amazon doing great with the Kindle Destroyer

Amazon has many resources available to it. It carries all six models of Apple’s iPad that are out. Lauren Indvik at Mashable said that although it seems counter-intuitive for Amazon to carry a product dubbed the Kindle Killer, it makes good financial sense. Selling e-books is the focus of Amazon, claims Indvik, not selling e-books. A Kindle app on the iPad, when compared to Apple’s iBooks app, has a much better inventory and tends to work better. Amazon’s electronic book enterprise gets stronger with iPad’s that are selling.

iPad killers getting some bad news now

Apple’s iPad has sold to everybody it seems. Between Apple’s retail stores, Best Buy and the on the web Apple Store, it would seem there couldn’t even be any more customers. Amazon making the iPad accessible probably upsets RIM, and other corporations like it. RIM has marketed its PlayBook as the iPad destroyer recently. Deutsche Bank’s Chris Whitmore told Fortune that the oncoming onslaught of competing goods will “fall flat.”. The iPad is ahead of its competition be two or more years in media acquisition and integration while it is about 18 months ahead in content, states Whitmore. It seems like Apple has the growing advantage when it comes to tablet usage and consumers getting that.

Why the iPad will do better

Darcy Travios at Forbes explains that more individuals will go to the iPad with all the confusion customers have with the rivals working on price. This is just a repeat of what occurred using the iPod. Of course, 70 percent of market share goes to the iPod still. Travios writes the secret to Apple’s success is a focus on the user experience while rivals focus on attributes like memory, storage, screen size, etc. People are willing to pay more for ease of use, simplicity and elegance. Brand loyalty will help Apple out a ton using the iPad. This is why industry leadership can be had by Apple.

Articles cited

Mashable

mashable.com/2010/10/04/ipad-amazon/

Fortune

tech.fortune.cnn.com/2010/10/04/ipad-lead-seen-as-overwhelming/

Forbes

forbes.com/2010/10/04/rimm-motorola-google-intelligent-investing-apple.html?boxes=techchanneltopstories

TN homeowner watches property burn up because of delinquent fee

Firemen were told to simply let a residence burn in rural Tennessee last week. An unpaid $ 75 fee was given as the purpose they did not fight the fire. Some enraged homeowners are saying the actions of the firefighters aren’t to be defended. At the very same time, most are questioning the cost-sharing arrangement for emergency services that led to this tragedy. Should homeowners be denied emergency services if they do not pay a fee, fine, or tax to help pay for them. Resource for this article – Unpaid fee means firefighters let house burn in Tennessee by Personal Money Store.

Cranick home burns down with Firefighters on the watch

The grandson of Gene Cranick was burning trash outside his home last week. This was a home in Tennessee. The fire begun to get out of control. The Cranicks called 911 in order to get help. Rather than right away dispatching the fire department, the dispatcher informed Cranick that his address was “not on the list” of residences who had paid the $75 firefighting payment. This caused the firefighters to treat the home differently than other. Rather than working to get the fire out to save the home, they just made sure the fire was controlled.

Why firefighters let the residence burn

”The list” did not consist of the Cranick’s home as the $75 county fee hadn’t been paid. That payment was for firefighting. The city limits are really clear. Gene Cranick lived outside of these limits. Obion County, Tenn., does not have a fire department. This is exactly why the property is designed to be covered by the nearest city. South Fulton charges individuals living outside city limits $75 per year to cover the rural areas. All of the rural fires are covered by this payment because it pays for the larger fire department and tanker trucks. Cranick claims he “forgot” to pay the payment that year — which could have easily been done with a no fax payday loan. Not paying the fee was bad. This meant Cranick wasn’t covered when a fire happened.

Really should firefighters have done something

There has been a huge debate on whether or not the Cranick home fire should have been put out. Pay-as-you-go emergency services are hotly argued. Numerous say they can’t work because it isn’t sustainable with individuals only getting covered with an emergency. Many think the firemen didn’t do their job by letting the house burn up down. They are supposed to protect public safety and didn’t do so. What do you think? Are firefighters responsible to keep the home from burning down? Is this true even if the Cranicks hadn’t paid for the service?

Articles cited

MSNBC

msnbc.msn.com/id/39516346/ns/us_news-life/

Slashdot

idle.slashdot.org/story/10/10/06/1332252/Firefighters-Let-House-Burn-Because-Owner-Didnt-Pay-Fee?from=rss

Fee boost denied for USPS as losses mount

A 5.6 percent postal price boost requested by the U.S. USPS was turned down Thurs by the Postal Regulatory Commission. Blaming a drop in mail traffic during the recession, the USPS wanted to raise the price of a first class stamp from 44 to 46 cents among other increases. The commission rejected that notion and said the postal service’s problems are a result of its business practices.

Help is one thing postal fee raises need badly

A deficit of $238 billion through 2020 is what is expected for the Postal Service meaning it is losing all its money. Bloomberg accounts the Postal Service has asked for the stamp price increase along with a 7 % increase on packages used to ship merchandise for instance books or videos. It also hopes to get an increase on parcels under a pound. It is hoping that it will go up 23 percent. There hasn’t been a rise within the Postal Service for a when. It has been two years. For the very first time since 1863, the USPS has requested to end Saturday postal mail delivery from Congress.

United States Mail changing

The Postal Service was left out of a temporary spending measure to fund federal programs through early Dec that passed the Senate on Wednesday and cleared the House Thursday. According to the Washington Post, the Postal Service owes a $5.5 billion payment that is needed to pre-fund retiree medical benefits by law. Democrats tried to postpone this payment but Republicans wouldn’t have it. The USPS has slashed a $10 billion in spending. This cut has only been since 2008. Attrition is part of its plan. That’s how it wants to slashed the workforce. In a statement the Office of Management and Spending budget said mail service would not be compromised as the USPS and Congress comes up with a plan to ensure the agency is viable in the future.

The reason why there can be no Postal Fee increase

In 2009 alone, $3.8 billion was lost by the Postal Service. The Associated Press reports that Ruth Goldway, chairman of the commission, said the proposal was rejected more for the presentation than the details. The recession isn’t the main reason the reason why the change needs to be made, she said at a news conference. It needs to change because long-term structural troubles were never addressed before now. The commission’s rejection was lauded by the Affordable Mail Alliance, a coalition including consumer groups, small company, charities, utilities, national retailers and banks.

Citations

Bloomberg

bloomberg.com/news/2010-09-30/u-s-postal-service-denied-another-rate-increase-by-regulatory-commission.html

Washington Post

washingtonpost.com/wp-dyn/content/article/2010/09/29/AR2010092906645.html?wpisrc=nl_pmheadline

Associated Press

google.com/hostednews/ap/article/ALeqM5iqbZ05-vr6nAfjJzyIXr_d1k26DwD9IIDJ4O0?docId=D9IIDJ4O0

Personal loan companies aren't engaged in aggressive financing

When individuals talk about “predatory loaning, ” personal loan companies are often one of the first targets. The payday lending industry has been called just about each name in the book. That is a wildly inaccurate depiction. Furthermore, it isn’t fair to level these terms at the typical short term personal loan lender. There are not many loan creditors of any sort that fits the term “predatory lender” well anyway. That phrase actually doesn’t have a true definition.

Deceptive financing happened after 1994

The mortgage crisis has caused numerous to be mad at “predatory lending.” It is something that has been talked about in the last 20 years or so. Until 2000, nobody used the term when it was invented in 1994 and became prominent in 2005. This is what Adair Morse said who studied whether payday lending is predatory or not with other colleagues. Many say the phrase is really a conjecture. This is much like other phrases. A mortgage business is just as much a predatory lender as a small loan lender is.

The spread of buzzwords

There is a social phenomenon known as “buzzwords.” Some buzzwords are really legitimate and work. All buzzwords are things to be cautious of though. Many of them have differing meanings and fuzzy logic. The term “predatory lending” would presume that a loan was lent to a person who was desperate, couldn’t understand the terms, or could not really repay it. Since the typical payday advance lender explains terms well, and cannot afford to lend to people who can’t pay the loan back, that standard can’t really be applied. However, that is only a subjective definition. Somebody could have a totally different definition.

Who’s going to be deceptive then?

Many have burdens they describe as “good.” What are these exactly? It is possible to get a brand new vehicle. Occasionally it can cost about $20,000. Houses will take at least $150,000 away. These debts can lock an individual into a lifetime of payments only to never realize the benefits of ownership. A cash till payday isn’t nearly as predatory as that is. If you would like more facts and statistics, Personal Money Store is the place to go.

Tuskegee experiments echoed by Guatemalan Sexually Transmitted Disease experiments

The American government used individuals as guinea pigs in a series of tests in Guatemala. An apology was issued to the Guatemalan people. The studies echo the infamous Tuskegee experiments, where African American males were infected with the very same sexually transmitted disease. The Tuskegee experiments were conducted over 40 years. Both experiments share one John C. Cutler, who supervised the two year trial in Guatemala, and a number of years of analysis at Tuskegee.

Guatemalan study required to be approved first

Now it seems sexually transmitted diseases are treated diverse. This is in comparison to the early 20th century. Now, an infected person can pick up a prescription within hours. MSNBC reports that an analysis on syphilis was done by the Guatemalan government, the Pan American Health Sanitary Institute, the National Institute of Health and the United States of America Public Health Service, in 1946 before it was legal to use penicillin. Dr. John Cutler was put in charge of the study. There were 696 test subjects, including male prisoners and female prostitutes. Numerous were told to try and get the disease. Injection was used on some of the others. There weren’t even a third of the subjects treated for the disease. The study concluded in 1948.

The experiments for the Tuskegee syphilis

The Tuskegee Experiments are a dark chapter in American history. African Americans from the South were observed with the disease between 1932 and 1972. From Alabama there were 399 male subjects. The United States of America Public Health Service was responsible for the exploration. A difference could be seen. We just have to take a look at it. Tuskegee patients were already infected with syphilis, whereas the Guatemalan STD patients were not. Treatments weren’t given to two thirds of the Guatemalan patients. This is one more difference. Penicillin treatment wasn’t given to many. The Tuskegee patients did not get it at all. Penicillin was the treatment used after 1947 hit. The experiment ran until 1972.

Apology should be produced

It is impossible to say that the human experimentation can just be excused. Cable News Network reports that the Guatemalan people got a special apology that originated from President Obama, Secretary of State Hillary Clinton and Health and Human Services Director Kathleen Sibelius. That is something like a start.

Articles cited

MSNBC

msnbc.msn.com/id/39456324/ns/health-sexual_health

CNN

cnn.com/2010/WORLD/americas/10/01/us.guatemala.apology/index.html?hpt=T1

Wikipedia

en.wikipedia.org/wiki/Tuskegee_syphilis_experiment

Mark Zuckerberg employed the relative of acting professional Jesse Eisenberg

Mark Zuckerberg, international man of mystery and founder of Facebook, has been all of the news recently. There was the huge monetary gift by Zuckerberg to the schools of Newark, N.J. The film “The Social Network” about the creation of Facebook is at the moment being released Mark Zuckerberg is portrayed by Eisenberg in the film. Ironically enough, a cousin of Jesse Eisenberg was just employed by Facebook. Zuckerberg, who has been subject of lots of litigation in the past few years, has maintained he will not watch the movie.

Social networking hires ‘Social Network’ actor’s cousin

{Jesse Eisenberg was cast as Mark Zuckerberg in “The Social Network,” a movie about the founding of Facebook|A movie about the founding of Facebook was created called “The Social Network,” which has Jesse Eisenberg playing Zuckerberg|Mark Zuckerberg is being played by Jesse Eisenberg in “The Social Network.” The film is all about how Facebook was founded. David Fincher is the director of the film. Eisenberg and Zuckerberg never met one another. The movie does not have any participation coming from Zuckerberg. Eisenberg most recently revealed, as outlined by Reuters, that Facebook actually employed his cousin. Zuckerberg attended a company event lately. While there, he talked about the forthcoming movie with Eisenberg’s cousin. Reportedly, Zuckerberg is a great person to work for.

Zuckerberg produces a donation

Mark Zuckerberg recently created an enormous monetary gift to the city of Newark, N.J.. The NY Times explains that Zuckerberg donated $100 million after learning of how the public school system had had plenty of problems which created it seem plagued. The public schools of Newark have had the lowest test scores in NJ for a long time. The state took direct control over the school district a number of years back. Zuckerberg is worth more than $6 billion right now as the world’s youngest self-made billionaire.

A site to use

Facebook is popular. It is really probably the most popular website ever. Zuckerberg has been sued numerous times by those claiming to have helped with the website. They say he never paid them for what they did. The film “The Social Network” addresses some of these claims. Zuckerberg was quoted as saying that he had no interest in watching the film.

Citations

Reuters

reuters.com/article/idUSTRE6901ZY20101001

NY Times

nytimes.com/2010/09/23/education/23newark.html?_r=2 and scp=1 and sq=Newark Public Schools to Get a $100 Million Gift and st=cse

Boudreau of Cable News Network rescued from right wing video punk

CNN reporter Abbie Boudreau, focusing on a series about young conservative activists, became the target of right wing punk “journalist” James O’Keefe. O’Keefe, who became well-known for posing as a pimp in an undercover video sting of ACORN, hatched a plan to embarrass Boudreau by luring her into an interview in which he would attempt to manipulate her in front of concealed cameras. She was spared from the ordeal by an unlikely ally. A lady working for O’Keefe came to her senses and informed Boudreau of the plot.

O’Keefe loses as Abbie Boudreau avoids him

Abbie Boudreau, as reported by CNN, is an award-winning investigative journalist who had been profiling a group of young right wing video producers. A video clip shoot with O’Keefe in it was something Boudreau was excited to look at. Boudreau was predicted to ask O’Keefe for permission to do this. That is what the director told her. O’Keefe wanted to use this chance so he asked Boudreau to meet him alone in person to talk about his video “Project Veritas.”. He concocted a scheme in which he would lure Boudreau onto a boat bedecked with condoms, sex toys, champagne and hidden cameras. O’Keefe was just a little bit conceded when he assumed Boudreau would be seduced. He thought he’d have no problem. He really thought he’d be able to get it all on video. This would end up being a really viral video in the end. He may have ruined his own career within the process rather than hurting Boudreau’s like he had prepared.

Destroying O’Keefe by his own self image

This process was just stopped by the executive director of O’Keefe’s Project Veritas. This was Izzy Santa. Boudreau didn’t get on the boat after Santa stopped Boudreau and warned her as she was going in. O’Keefe is being made fun of for his plan already. It is something the media is enjoying. The Los Angeles Times had Jon Healy reporting on it. He said that O’Keefe was surely “beyond brain dead,” when he came up with his plan to embarrass liberals. Healy wrote that O’Keefe must get his romantic advice from Smoove B, and rather than attraction, sexual harassment on camera was more accurate. CNN got hold of a script that involved O’Keefe saying “So, I’m going to seduce her, on camera, to use her for a video. This bubble-headed bleach-blonde who comes on at five will get a taste of her own medicine; she’ll get seduced on camera and you’ll get to determine the awkwardness and also the aftermath.&! #8221;

Details from

CNN

cnn.com/2010/US/09/29/okeefe.cnn.prank/index.html?npt=NP1

Los Angeles times

opinion.latimes.com/opinionla/2010/09/james-okeefe-cnn-abbie-boudreau.html

Top five reasons a Roth IRA is perfect for you

Retirement preparing is a frustrating yet necessary process, especially with the precarious position of Social Security. This is the reason why a Roth IRA can be so essential to your pension planning. Courtesy of Smart Money, here at the top five good reasons you’d want one working for you.

Get tax-free withdrawals upon retirement with a Roth IRA

After paying taxes on your earnings, you can put that money into a Roth IRA. There is no reason to pay taxes on this cash when you withdraw it for pension. This is because it has already been taxed. More cash is always helpful. You can't plan on retiring on payday cash advances. They are good for emergencies but not for a lifelong plan.

You’ve heard the debates over whether Social Security will actually continue to exist forever. But let’s assume that it sticks around, and you also believe it will cover you post-retirement. The government hasn’t let you down before, right?

No it will not. It’s all too common to read something like this on a Social Security statement: “You can retire on the princely sum of $2,000 per month. You may already be a $24,000 winner!”

401k mutual resources do not work when compared with Roth IRA

A 401k retirement account gives a retiree the option of choosing from one of two different types of mutual funds. Choices appear to be limited. Sometimes you wish you had more. Your pension resources are managed more by you with a Roth IRA.

Roth IRAs make it easier to handle the funds in it, Intelligent Money explains to us. Anything within the account could be withdrawn. There has to be a good reason for it, of course. A Roth IRA could be used for other things too. One example is saving for your children's' education. Other benefits are accessible nevertheless. Your financial adviser can help you with this.

More variety

Do not try and put anything you’ve into one place, especially when it comes to money. Because of fluctuating tax rates, it is a good idea to follow the examples of many who put money in a Roth IRA and in a 401k. It’s a sound strategy that anyone concerned about retirement should discuss with a financial adviser. You need for making sure you do anything you can to avoid getting short term loans.

Details from

Smart Money

smartonmoney.com/5-reasons-why-you-should-never-open-a-roth-ira/

Smart Money

smartonmoney.com/roth-ira-basics/

Wikipedia

en.wikipedia.org/wiki/Mutual_fund

When former news anchors hawk IRAs

youtube.com/watch?v=Wkvn-Vgg-8o

Buzz surrounding new Wall Street movie just as big as the original

For months, the buzz over the brand new “Wall Street” movie has been extreme. The film, “Wall Street: Money Never Sleeps” has been hotly anticipated. The 1st movie somewhat coincided with present events when it was launched. The film about corporate greed within the 1980s came out just after the stock exchange crash in that decade. The sequel, with Michael Douglas reprising the iconic role of Gekko, takes place just following the crash in 2008. Each film is about the perils of avarice in high finance and investment in the wake of financial problems of successive generations. Source of article – New Wall Street movie makes a splash by Personal Money Store.

'Wall Street’ for the new era

The more things change, the more they stay the exact same. The 2nd film, equally the 1st, takes place in the midst of a financial crisis, and in the sequel, it is the real estate crisis of 2008. The beginning of the film is the release of Gordon Gekko, notorious corporate raider and insider trader, from prison. It is assumed that he went to jail after the end of the first film. Gekko is a legendary character, as it garnered generations of fans and an Oscar for Michael Douglas. It seems his new job is as a lecturer, as he gives talks to business students. The fiancé of Gekko’s daughter within the movie, played by LeBeouf, works at an investment financial institution and looks to bring down a corrupt hedge fund manager. It is partly a story of sabotage of the wicked. However, the film, nicknamed however not actually titled “Wall Street 2,” is also a story of redemption.

Wall Street within the real world

People that work on Wall Street are aware that it is just a movie. A post within the Wall Street Journal by Martin Fridson opines that the movie captured popular outrage, however that it ignores actual causes of the 2008 crash. A Wall Street lawyer, who stayed anonymous also said the movie was fine as entertainment, as outlined by ABC. He also maintained that the movie shouldn’t be taken as more than that. Dramatic portrayals of historic events often leave out crucial details, for the sake of sensation. The film actually employed a fair number of Wall Street insiders as technical advisors. A couple of have lamented that Stone didn’t treat on the complexities of the market well enough within the movie.

Bad apples can wreck the bunch

It is sort of a shame that the few bad apples that get noticed spoil a bunch of really good ones. Many traders and workers on Wall Street are incredibly ethical and work really hard. That said, that type of thing doesn’t sell tickets or magazines unfortunately. The movie “Wall Street: Money Never Sleeps” would be uninteresting if that was the subject.

Discover more details on this subject

ABC News

abcnews.go.com/Business/films-taking-wall-street/story?id=11712654 and page=3

Wall Street Journal

blogs.wsj.com/marketbeat/2010/09/24/a-wall-street-veteran-on-wall-street-2/

Zadroga proposal relating to 9-11 survivors has survived the House of Representatives

The Zadroga proposal has passed through the House of Representatives. Now it proceeds to the Senate. The proposal builds upon earlier legislation approved for this purpose. Legislation will allocate funds for medical care for individuals who were emergency responders throughout the violence of Sept. 11, 2001. There are recorded after effects of responding to that crisis. Individuals inhaled dust, debris, and toxic fumes during those events. The bill is named for James Zadroga, a New York City policeman who was a very first responder. Zadroga passed away from respiratory problems, which may are a direct result of his involvement.

House passed the Zadroga proposal

The House of Representatives passed the James Zadroga 9/11 Health and Compensation Act, or the Zadroga bill. The vote was 268 to 160 on it. It then passed. The New York Times reports that $7.4 billion will be spent on the James Zadroga proposal. Of that, $3.2 billion will go toward looking into and treating any injuries or illnesses related to personnel who were at Ground Zero. New York City will chip in for 10 percent of the costs. A further $4.2 billion would be set aside for the September 11 Victim Compensation fund.

Contention taking place with this law

This isn’t the 1st time the House saw this bill. It had been seen once before. In July when it was very first introduced, it didn’t get the two-thirds majority that was needed to secure it. The first bill was introduced under those rules as a result of a proposed amendment by Republicans. The feared amendment would have blocked illegal immigrants from receiving benefits under the original version of the James Zadroga act. There has also been controversy considering James Zadroga himself. When doing the autopsy, the examiner said that 9-11 assaults didn’t really cause his passing. There was a quite heavy debate over the 1st proposal. Both Anthony Wiener and Peter King were involved in this.

People who survived Sept 11

Serious health effects are harming the survivors of the Sept 11 assaults along with the reaction and cleanup crew. As a result of the effect, 60,000 people have are being treated with medical care.

Articles cited

NY Times

cityroom.blogs.nytimes.com/2010/09/29/911-health-care-bill-passes/?partner=rss and emc=rss

Financial institutions boost fees to get more immediate cash

Financial institutions and credit unions get lots of instant cash from bank fees, although most people hate to deal with them. One of the largest sources of revenue the banking industry has are the fees it puts out. Financial institution fees are going up. This is mostly as a result of rules about credit cards, etc., that are started now. There are a few things an individual should always watch out for.

Financial institution fees charging more

You will find now limits on how a consumer can be charged and just how much for services with new federal regulations. CNN reports that the majority of the major banks are just raising their fees. There is a new law called the CARD Act. This Act makes it so everyone charging an overdraft fee has a limit to what could be charged. Banks have to find some way to make up for the lost cash. The only way to do this is to make up new fees or raise existing fees. For instance, Financial institution of America is raising the minimum account balance. A monthly fee is charged for customers that go below the balance.

Alterations in over-limit

Before, financial institutions were allowed to give overdraft fees without consumer consent. Protection programs can be really costly. Over-limit protection comes within the form of linking and transferring for some financial institutions. This doesn’t contain all banks though. Checking that goes over can be covered by money transferred from savings. Each and every financial institution has its own amount it charges for this. Wells Fargo, for instance, charges $10 for this. As a cash advance, that’s not too bad. Just having a checking account at Citibank costs a customer $30 a month. A payday loan could be needed by a consumer for not spending any money at all.

It is within the nature

Banks assess fees for certain things, like going into overdraft. Sticking to the straight and narrow will pay off. The best plan is to just avoid getting close to costs. The financial institution will get less of your money that way.

Information from

CNN Money

money.cnn.com/2010/09/24/pf/new_bank_fees/