Car incidents now involve crash tax and insurance deductibles

Car accidents aren’t something anybody likes dealing with. The expense of a deductible and also the physical damage can be extraordinary. Motorists now have something else to contend with. Have you ever heard of a crash tax?. You receive a bill, and a large one, if you obtain in an auto crash from your home area if EMS even shows up to talk to you. Post resource – Accident victims could have crash tax to go with deductible by Car Deal Expert.

No ‘crash tax’ involves the discussion of fault

If only the crash tax worked like other taxes; you could file for a break in some instances. Let’s say a person gets in an auto crash from home. If emergency services shows up and checks them out, even if they don’t ask for it, the person gets billed. The bill is often never gargantuan, however is far from being innocuous. Often, the bill is not to the thousands. The norm is apparently a couple of hundred. New York Times reports that one crash tax bill recipient was billed $200, and a Chicago Tribune piece profiled a woman who received a bill for $350. Neither needed hospital visits. Both declined to be checked out by medics.

It isn’t everywhere to date

Several states have banned the practice, though they’re a minority. Ten states, being Alabama, Arkansas, Georgia, Florida, Indiana, Louisiana, Missouri, Oklahoma, Pennsylvania and Tennessee got rid of the practice. The law is almost always created at the municipal level. The idea is to recover funds used by giving emergency services to individuals that live elsewhere. It is also referred to as ‘resource recovery’. There are 24 states that have it. The highest fees in crash tax bills are, of course, in California.

As if insurance policy covered it

Often, a people will be billed for EMS response even if they don’t themselves request to be checked out by medics, which an insurance policy business will not include. Insurance businesses and many other organizations oppose it.

Additional reading

NY Times

nytimes.com/2010/09/05/automobiles/05CRASHTAX.html?pagewanted=1 and _r=1 and ref=automobiles

Chicago Tribune

articles.chicagotribune.com/2010-03-02/business/ct-biz-0302-problem-locklin-20100302_1_billing-ambulance-services-emergency

Sacramento Injury Board

sacramento.injuryboard.com/automobile-accidents/can-crash-tax-help-to-reduce-the-rate-of-accidents.aspx?googleid=284322